A Guide to Uber Injury Claims: Legal Actions for Compensation

Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. Despite its convenience, risks still exist. Crashes can still take place, and when they do, passengers may suffer injuries.

We will cover what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.

Common Uber Injuries

Passengers in an Uber state uber accident lawsuit may suffer a wide range of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:

Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

A Different Driver: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.

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